What are the chances that the driver who hit you is uninsured?

On Behalf of | Apr 28, 2022 | Motor Vehicle Collisions

Car crashes can cause tens of thousands of dollars in damage in the blink of an eye. Repairing a vehicle and paying for medical care can be very expensive. The average person would have to work for several months to pay those costs out of pocket. Some people are never able to afford collision-related expenses into their already tight budgets.

Liability car insurance helps protect the public against the financial devastation so common after crashes. The laws of New Mexico mandate that driver’s either have liability insurance or post a surety bond or cash deposit with the New Mexico State Treasurer.

Typically, the driver at fault for a crash is the one whose insurance policy pays for the damages and injuries they cause. However, in New Mexico it is all too common for driver’s to be uninsured. If you are involved in a collision with an uninsured driver, you may be put in a difficult position.

New Mexico has a high rate of uninsured drivers

According to data collected in 2019, New Mexico has a very high rate of uninsured drivers—roughly 22% of drivers do not have active insurance coverage. That is more than one in five drivers.

If you get into a collision caused by a driver without insurance, you may consider filing a lawsuit against that driver. However, if you have uninsured motorist coverage, your insurance company will step into the place of the uninsured motorist to compensate you for your injuries and damages.

If you are involved in a crash with an uninsured driver, you should consult with the experienced personal injury attorneys at Sutten Law Group, LLC, (505) 990-RICK (7425), about your legal path to compensation.